A commercial truck insurance quote in California is free, takes about 2 minutes to request, and comes with no commitment. Fill out the form with your name, phone, state, and DOT, MC, or CA number. A dedicated SoCal Truck Insurance agent compares rates from Progressive, Canal, Infinity, DB Insurance, and Strong Tie, then contacts you within 24 hours. Need a price sooner? Call (888) 531-2855. Our agents answer 24 hours a day, 7 days a week.
Your agent can price most policies in one call when you have these details on hand:
Missing a document? Send what you have. Your agent starts the quote and fills the gaps with you on the phone.
Five factors drive most California truck insurance premiums. You control some of them today and improve the rest over time.
Many California carriers need two insurance filings, not one. Interstate for-hire carriers need FMCSA's $750,000 minimum filed on Form BMC-91X. Most trucks over 10,001 pounds that run inside California also need a DMV Motor Carrier Permit, and California Vehicle Code §34631.5 sets the general freight minimum at $750,000. Tell your agent you need a DMV filing when you request your quote. In Infinity Select Insurance Co. v. Superior Court (2023), a California appeals court ruled that the duty to carry the $750,000 minimum falls on the motor carrier, not the insurer. A low-limit policy written without that filing can leave you underinsured after a crash. Based outside California? We also quote commercial truck insurance in Arizona and commercial truck insurance in Texas.
