Best Commercial Truck Insurance

We understand the daily risks you face as an specialty vehicle operator —that’s why we have developed a reliable program designed to meet your specific needs, while saving you substantial premium dollars.


SoCal Truck Insurance We are the best in Insurance

Your local California insurance agency, is dedicated to providing you with best policies and services on the market.

Cheapest Quotes

We are committed to provide the most affordable and most customized policies in the market.

Truck Lover

Proudly offering customized packages that house all of your trucking coverage needs under one roof.

Get the Lowest Rate Now

We offer the lowest rates on commercial truck insurances in the California. Get your FREE quote today.

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Why Choose Us  

24/7 Support

We are always available for you. 24 Hours a day 7 days a week

25 Years of experience

We are proudly serving our client for over 2.5 decades.

Growing your business

Our insurance services guarantees your business growth.

Dedicated Team Member

You will enjoy being served with a dedicated agent at all time.

Clients Focused

Our mission is to keep out clients happy and satisfied.

Service with love

We enjoy serving our community with a heart full of love.

A leading provider of Commercial Truck Insurance

Clients Love

Great customer service, Irma Perez has vast knowledge about insurance. I got a great price for all our vehicles, full coverage, roadside assitance, and more. Highly recommend them.

As far as I am concerned, Maria Meza is the best insurance agent on the planet. I am in the trucking business and often need quick changes and add ons. She is always available via phone or email.

I highly recommend SoCal Truck Insurance. Please ask for Jackie, she will get you a great quote and will take care of all the paperwork. Highly recommend SoCal team. I had first class experience with them.

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Cheap Commercial Truck Insurance

If you're looking for the cheapest truck insurance, look no further. SoCal Truck Insurance offers affordable commercial truck insurance options for any type of trucking business.

We understand that each business is unique and will require specific insurance to ensure their business can keep operating in case of an accident. Our experienced team is skilled in consulting with fleet managers, owner-operators, and more to ensure that your business is protected.

We offer the cheapest commercial truck insurance coverage customized for your particular insurance needs. Our truck insurance policies provide you with all of the protection you need for one low price. In addition to the required and standard types of insurance coverage related to all commercial trucks, we also offer specific coverages, including:

  • Motor Truck General Liability
  • Non-Trucking Liability
  • Motor Truck Cargo
  • Trailer Interchange
  • And more!

What is Commercial Truck Insurance?

Commercial trucking insurance is a coverage that protects your trucking business from costly bills if your trucks are in an accident or other circumstances arise.

It covers situations where you use your truck to transport products, animals, materials, and more. If you use this vehicle professionally and personally, a commercial trucking insurance policy will fill in any gaps with your personal auto insurance policy. 

All commercial trucking insurance policies begin with primary liability, which is necessary to cover your business and protect property and people from any damage your trucks cause.

Requirements For Commercial Truck Insurance

When requesting a commercial truck insurance quote, you'll need to provide us with the following basic information:

  • Your current insurance policy declarations page. If you don't have a declarations page, you can use your personal auto declarations page. 
  • Drivers license number and driving history of all drivers
  • VIN numbers of each vehicle
  • List of safety and security features on every commercial truck.

If you don't have all of the above information, we may still be able to prove you with a trucking insurance quote based on estimations. However, the quote is subject to change once we get the additional information.

Begin the first step to protect your trucking business with cheap truck insurance today by requesting a quote! All you have to do is provide us with basic information about your business along with the truck or fleet of trucks you own. We'll help you find affordable coverage.

Types of Commercial Truck Insurance

There are many types of truck insurance policies that you may want to consider for your business. These include: 

  • Primary Auto Liability
  • General Liability
  • Physical Damage
  • Bobtail
  • Motor Truck Cargo
  • Rental Reimbursement
  • Trailer Interchange
  • Uninsured/Underinsured Motorists
  • Reefer Breakdown Coverage

Why SoCal Truck Insurance? 

When you work with SoCal Truck Insurance, you're choosing an insurance provider that can help you get the commercial truck insurance your business deserves.

Your business will evolve and grow, which means it’s best to work with a dynamic commercial trucking insurance company who can accommodate your changing needs, year after year.


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Commercial Truck Insurance FAQs

How can I get cheap commercial insurance?

To get cheap commercial truck insurance, you can follow these steps:

  1. Do your research. Make sure you understand the types of coverage you're looking for. You will also want to make sure that you're contacting a reputable, well-reviewed company with extensive experience with your type of business. 
  2. Get multiple quotes. Compare, compare, compare! Get multiple quotes and see how you can add, remove, or mix up the options available to create the most cost-efficient policy for your business.
  3. Review before purchase. Once you've compared your quotes, you can decide on the most suitable insurance package for your business' unique needs. 

Re-evaluate at renewal. When it comes time to renew your policy next year, make sure to take a look at your business and how it has evolved over the last twelve months. You'll likely have different needs as time goes on, so make sure that your insurance policy changes to accommodate your business needs.

How much is truck insurance monthly?

The cost of truck insurance varies monthly, depending on the company you work with and your particular needs for coverage. The national average monthly cost, however, is $795 for specialty truckers, and $931 for transport truckers.

How can I lower my commercial truck insurance?

You can lower your truck insurance by following these tips:

Employ Experienced Drivers

Driving experience is one of the most important factors when it comes to insurance providers determining the cost of your insurance policy. They want to know that your drivers have a clear head on the road and can be trusted with independent decisions in event of a crisis.

Hire Drivers with Clean Driving Records

Your drivers should all have clean records if you want to keep your premiums low. Those with a history of violations and accidents have a higher risk index when compared to those with clean records. 

Verify Employment History

Employment history proves to the insurance company that your drivers are loyal and dedicated to their employers. Drivers who have spent extensive amounts of time with a few companies are perceived as more stable. 

Consider a High Deductible

If you find yourself paying high premiums, you may want to consider adjusting your trucking insurance policy. Higher deductibles result in lower trucking insurance premiums.

A high deductible also means that you'll have higher upfront costs in the event of an accident, so this is something you'll need to take time to consider.

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