Best Commercial Truck Insurance Services: Get Amazing Benefits  

Commercial trucking insurance is a coverage that protects your trucking business from costly bills if your trucks are in an accident or other circumstances arise.

It covers situations where you use your truck to transport products, animals, materials, and more. If you use this vehicle professionally and personally, a commercial trucking insurance policy will fill in any gaps with your personal auto insurance policy. 

All commercial trucking insurance policies begin with primary liability insurance, which is necessary to cover your business and protect property and people from any damage your trucks may cause.

When requesting a commercial truck insurance quote, you'll need to provide us with the following basic information:

• Your current trucking insurance policy declarations page. If you don't have a declarations page, you can use your personal auto declarations page. 
• Drivers license number and driving history of all drivers
• VIN numbers of each vehicle
• List of safety and security features on every commercial truck.

If you don't have all of the above information, we may still be able to prove you with a trucking insurance quote based on estimations. However, the quote is subject to change once we get the additional information.

Begin the first step to protect your trucking business with cheap truck insurance today by requesting a quote! All you have to do is provide us with basic information about your business along with the truck or fleet of trucks you own. We'll help you find affordable coverage.

There are many types of truck insurance policies that you may want to consider for your business. These include: 

• Primary Auto Liability
• General Liability
• Physical Damage
• Bobtail
• Motor Truck Cargo
• Rental Reimbursement
• Trailer Interchange
• Uninsured/Underinsured Motorists
• Reefer Breakdown Coverage

Why SoCal Truck Insurance? 

When you work with SoCal Truck Insurance, you're choosing an insurance provider that can help you get the commercial truck insurance your business deserves.

Your business will evolve and grow, which means it’s best to work with a dynamic commercial trucking insurance company who can accommodate your changing needs, year after year.

Get Your Truck Insurance Quote Now!

To get cheap commercial truck insurance, you can follow these steps:

1. Do your research. Make sure you understand the types of coverage you're looking for. You will also want to make sure that you're contacting a reputable, well-reviewed company with extensive experience with your type of business. 
2. Get multiple quotes. Compare, compare, compare! Get multiple commercial auto insurance quotes and see how you can add, remove, or mix up the options available to create the most cost-efficient policy for your business.
3. Review before purchase. Once you've compared your business insurance quotes, you can decide on the most suitable insurance package for your business's unique needs.

Re-evaluate at renewal. When it comes time to renew your business insurance policy next year, make sure to take a look at your business and how it has evolved over the last twelve months.

You'll likely have different needs as time goes on, so make sure that your commercial insurance policy changes to accommodate your business needs.

The cost of truck insurance rates varies monthly, depending on the company you work with and your particular needs for coverage. The national average monthly insurance costs, however, is $795 for specialty truckers, and $931 for transport truckers.

You can lower your truck insurance by following these tips:

Employ Experienced Drivers

The driving experience is one of the most important factors when it comes to trucking insurance companies determining the cost of your trucking insurance policy. They want to know that your drivers have a clear head on the road and can be trusted with independent decisions in the event of a crisis.

Hire Drivers with Clean Driving Records

Your drivers should all have clean records if you want to keep your commercial auto insurance premiums low. Those with a history of violations and accidents have a higher risk index when compared to those with clean records.

Verify Employment History

Employment history proves to the insurance company that your drivers are loyal and dedicated to their employers. Drivers who have spent extensive amounts of time with a few companies are perceived as more stable. 

Consider a High Deductible

If you find yourself paying high premiums, you may want to consider adjusting your trucking insurance policy. Higher deductibles result in lower trucking insurance premiums.

A high deductible also means that you'll have higher upfront costs in the event of an accident, so this is something you'll need to take time to consider.