All posts by Efrain Ferrer.

commercial truck insurance costs

Getting Your First DOT Number: What New Truckers Need to Know for Insurance Approval

Key Takeaways: Most commercial truck insurance companies won’t even talk to you until your DOT paperwork is done. Get this first. New trucking companies with no violations get better California commercial truck insurance prices. Stay…
commercial trucking insurance

How Your DOT Number Affects Your Truck Insurance Rates

Key Takeaways: Your DOT number is like a safety report card – Insurance companies check it to see your crash history, inspections, and violations before setting your rates. Clean record = better prices. Violations make…
understanding motor truck cargo insurance

Industry Insights: How Different Types Of Cargo Impact Insurance Rates

Key Takeaways Higher-value items typically incur higher insurance rates due to increased financial risk. Goods that are more susceptible to damage or theft, like electronics and luxury items, also attract higher premiums. Insurance rates vary…